Floodzone Information
In response to the City of San Pablo’s request, the Flood Insurance Rate Map (FIRM) published by the National Flood Insurance Program (NFIP) June 16, 2009 has been revised via a Letter of Map Revision (LOMR) effective November 24, 2010.
This revision makes the map once again similar to the 2004 map. (The map issued in 2009 had shifted some of the 100 year flood zone boundaries.)
Although the LOMR maps were provided to our City, note that the LOMR may not be available on the Federal Emergency Management Agency's (FEMA) NFIP mapping center website.
The FIRM map forms the basis for meeting floodplain management requirements, will determine which buildings must carry flood insurance, and will assist in the calculation of flood insurance premium rates.
Purchase of flood insurance is mandatory for buildings in Special Flood Hazard Areas (SFHA) when a federally regulated lender holds the mortgage and any contents on the building as collateral for the loan. Special Flood Hazard Areas in San Pablo are labeled as "Zone A", "Zone AE", "Zone AH”, and "Zone AO"; these are is the areas of the 100 year flood zone (1% annual chance flood). Depending on the lender's policy, coverage is required in the amount of the loan or for replacement cost. |
Flood Management:
Flood Protection:
|
To find out if your property is in the new Special Flood Hazard Area, you can look it up on the map. If only a portion of your property falls within Zone A, please contact us at (510) 215-3030 or stop by City Hall - Building 3 to find out if structures located on your property fall inside or outside of the flood zone. If structures do not lie within Zone A, you may not be required to carry flood insurance. You can see a more detailed map at City Hall-Building 3, at 13831 San Pablo Avenue; Mon-Fri, 7:40 am to 4:30 pm. If you were required in 2009 or 2010 to get flood insurance and had never before been required to carry it, please contact the City for assistance.
For more information for Claims Adjusters, Home Owners & Renters, Insurance Professionals and etc, check FEMA's National Flood Insurance Program webpage, or call them at 1-800-427-4661. Note that the map shown on the FEMA website may not have been updated. |
|
|
